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Wisconsin Community Banker
January/February 2014
Community Bankers of Wisconsin Bank Survey
CBW Community Bank Survey Summary
Nationally, 59.6 percent of respondents
expect Tier 1 Capital Ration growth over
the next 12 months, compared to 55.6
percent of Chicago District respondents
and 65.8 percent of Minneapolis District
respondents.
The biggest concern impacting profit-
ability was the regulatory environment,
with 80.3 percent of respondents nationally
reporting this as a leading issue. In the Chi-
cago District, 77.8 percent of respondents
agreed, with 86.8 percent agreeing in the
Minneapolis District.
The vast majority of community banks
in the Upper Midwest and nationally expect
either little change or somewhat higher
Treasury yields of 25 to 75 BPS in 2014.
Most respondents nationally (69.4 per-
cent) expect to see the next Federal Reserve
interest rate increase in 13 to 24 months.
A total of 79.0 percent of Chicago District
respondents agreed, as did 65.8 percent of
Minneapolis District respondents.
