36
Wisconsin Community Banker
Septembe
®
REPORT
455 S. Junction Road, Ste. 101 • Madison, WI 53719 • Ph: (608) 833-4229 • Fax: (608) 833-8114
E-mail:
•
Wisconsin Banconomics Benchmarks
Wisconsin FDIC Insured Banks Less Than $5B
6/30/14
$ in 000's
6/30/13
$ in 000’s
Change from
One Year Ago
Wisconsin Banking Indicators
Total (Sum)
Total (Sum)
%
Number of Banks
254
260
-2.3%
Number of Employees
18,309
18,426
-0.6%
Total Assets
$75,478,150 $73,977,571
2.0%
Total Deposits
$61,210,583 $60,155,462
1.8%
Net Loans & Leases
$51,759,017 $50,366,147
2.8%
Total Securities
$13,834,336 $13,095,226
5.6%
Net interest income
$1,258,038
$1,244,946
1.1%
Total noninterest income
$581,277
$599,775
-3.1%
Net Income (Year-to-date)
$374,944
$386,814
-3.1%
Wisconsin Banking Performance Ratios (Year to Date)
%
%
%
Profitable Banks
94.49
94.62%
-0.1%
Banks with Earnings Gains
42.13
52.31%
-19.5%
Net Interest Margin
3.65
3.66%
-0.3%
Noncurrent loans to loans
1.75
2.32%
-24.6%
Net charge-offs to loans
0.36
0.54%
-33.3%
Loss allowance to loans
1.83
2.07%
-11.6%
Net loans and leases to deposits
84.56
83.73%
1.0%
Return on Assets
1.00
1.04%
-3.8%
Return on Equity
8.30
8.97%
-7.5%
Equity Capital to assets
12.21
11.63%
5.0%
Wisconsin Banconomics Lending Benchmarks
Wisconsin FDIC Insured Banks Less Than $5B
6/30/14
$ in 000's
6/30/13
$ in 000’s
Change from
One Year Ago
Wisconsin Lending Indicators
Total (Sum)
Total (Sum)
%
Net Loans & Leases
$51,759,017
$50,366,147
2.8%
All real estate loans
$39,536,209
$38,831,113
1.8%
Construction and land development
$2,691,232
$2,507,735
7.3%
Commercial real estate
$15,077,474
$14,947,830
0.9%
1–4 family residential
$15,485,908
$15,588,646
-0.7%
Farm loans
$3,175,398
$3,126,208
1.6%
Commercial & industrial loans
$7,034,972
$6,558,927
7.3%
Loans to individuals
$1,998,425
$2,007,715
-0.5%
Credit cards
$470,227
$496,722
-5.3%
Small business loans of $1M or less
$6,565,732
$6,631,861
-1.0%
